Terms of use
1. Agreement
These terms apply to foliotradein.com operated by Folio Harbor Education Corp. By using the site you accept them. See also our Privacy policy and Risk notice.
2. Definitions
“Content” means articles and material published on the site. “You” means any visitor or user.
3. Educational purpose
Content is general education only—not personal investment, tax, or legal advice. We do not recommend specific financial products or instruments.
4. Revenue model
Our revenues come from providing educational content and advertising. We do not offer financial products or investment-related services. All content is for educational purposes only.
5. Acceptable use
You may not disrupt the site, attempt unauthorised access, scrape content at scale without permission, or infringe intellectual property or third-party rights.
6. Copyright
Content is protected by copyright. Short quotations require attribution and a link to the source page where applicable.
7. Liability
We do not warrant completeness or timeliness of content. See Risk notice. Liability is limited to the extent permitted by the laws of the Republic of the Philippines.
8. Applicable law
The laws of the Republic of the Philippines apply. Courts in Metro Cebu have jurisdiction unless mandatory consumer protection law requires otherwise.
9. Contact
Level 8, Oak Business Center, Cebu Business Park, Cebu City, 6000 Cebu, Philippines · info@foliotradein.com · +63 32 234 7810